City & County Employees Federal Credit Union Privacy Policy

FACTS

 WHAT DOES CCE FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?

Why?

 Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security Number
  • Account Balances
  • Credit History
  • Credit Scores

How?

 All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons CCE Federal chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does CCE Federal Credit Union share? Can you limit this sharing?
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes— to offer our products and services to you Yes No
For joint marketing with other financial companies No We don't share
For our affiliates’ everyday business purposes— information about your transactions and experiences No We don't share
For our affiliates’ everyday business purposes— information about your creditworthiness No We don't share
For nonaffiliates to market to you No We don't share

Questions?

 701-237-4493
Who we are
Who is providing this notice? CCE Federal Credit Union
What we do
How does CCE Federal Credit Union protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.

How does CCE Federal Credit Union collect my personal information? We collect your personal information, for example, when you
  • Open an account
  • Deposit Money
  • Apply for a loan or credit card
  • Make deposits or withdrawals from your account
  • Give us your income information
We also collect personal information from others such as credit bureaus and affiliates.
Why can’t I limit all sharing?

Federal law gives you the right to limit only

Sharing for affiliates' everyday operating purposes. Affiliates from using your information to market to you. Sharing for Non-Affiliates to market to you.

State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

CCE Federal Credit Union does not share with our affiliates.
Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

Non-affiliates we share with can include data processing Companies, mortgage companies, credit or debit card

Processing companies, check ordering companies, and credit

Reporting Agencies

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

CCE Federal Credit Union

Other important information