PRIVACY POLICY

FACTS

WHAT DOES CLIMATE FIRST BANK DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us.
This information can include:
  • Social Security number and transaction history
  • payment history and account balances
  • account transactions and checking account information

When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Climate First Bank chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Climate First Bank share? Can you limit this sharing?
For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus		 Yes No
For our marketing purposes -
to offer our products and services to you		 Yes No
For joint marketing with other financial companies
 No We don't share
For our affiliates' everyday business purposes
information about your transactions and experiences		 No We don't share
For our affiliates' everyday business purposes
information about your creditworthiness		 No We don't share
For our affiliates to market to you
 No We don't share
For nonaffiliates to market to you
 No We don't share

Questions?

 Call 727-335-0500 or go to www.climatefirstbank.com

What we do
How does Climate First Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Climate First Bank collect my personal information? We collect your personal information, for example, when you
  • – apply for a loan or open an account
  • – pay your bills or provide account information
  • – make deposits or withdrawals from your account
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
For joint marketing with other financial companies Federal law gives you the right to limit only
  • – sharing for affiliates' everyday business purposes-information about your
  • – creditworthiness
  • – affiliates from using your information to market to you
  • – sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • – Climate First Bank has no affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • – Climate First Bank does not share with nonaffiliates so they can market to you.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • – Climate First Bank doesn't jointly market.