Privacy Policy

PRIVACY POLICY

FACTS	WHAT DOES RIVER CITY FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
Why?	Financial companies choose how they share Your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires Us to tell You how We collect, share, and protect Your personal information. Please read this notice carefully to understand what We do.
What?	The types of personal information We collect and share depend on the product or service You have with us. This information can include: Social Security number and income account transactions and checking account information account balances and payment history
How?	All financial companies need to share members’ personal information to run their everyday business. In the section below, We list the reasons financial companies can share their members‘ personal information; the reasons River City Federal Credit Union chooses to share; and whether You can limit this sharing.

Reasons We can share Your personal information	Does the Credit Union share?	Can you limit this sharing?
For Our everyday business purposes - such as to process Your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	YES	NO
For Our marketing purposes - to offer Our products and services to You	YES	YES
For joint marketing with other financial companies	YES	YES
For Our affiliates' everyday business purposes information about Your transactions and experiences	NO	WE DON'T SHARE
For Our affiliates' everyday business purposes information about Your creditworthiness	NO	WE DON'T SHARE
For Our affiliates to market to You	NO	WE DON'T SHARE
For nonaffiliates to market to You	NO	WE DON'T SHARE

To limit Our sharing	Call Us 210.225.6866 - Our menu will prompt You through Your choices or Complete and return the form below. Please Note: If You are a new member, We can begin sharing Your information 30 days from the date We sent this notice. When You are no longer Our member, We continue to share Your information as described in this notice. However, You can contact Us at any time to limit Our sharing.
Questions?	Contact Us by telephone at 210.225.6866, or go to https://www.rivercityfcu.org/

Mail-in Form
Mark any/all You want to limit: Do not share my personal information with other companies, so that they may market Credit Union products and services to me. Do not share my personal information with non-affiliated financial companies to jointly market financial products or services to me.
Name Address City, State ZIP Account Number(s)		Mail to: River City Federal Credit Union P.O. Box 12689 San Antonio, TX 78212-0689

Mail-in Form

Mark any/all You want to limit:

Do not share my personal information with other companies, so that they may market Credit Union products and services to me.

Do not share my personal information with non-affiliated financial companies to jointly market financial products or services to me.

Mail to:
River City Federal Credit Union
P.O. Box 12689
San Antonio, TX 78212-0689

What We do
How does River City Federal Credit Union protect my personal information?	To protect Your personal information from unauthorized access and use, We use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does River City Federal Credit Union collect my personal information?	We collect Your personal information, for example, when You open an account or deposit money use Your debit or credit card pay Your bills or apply for a loan We also collect Your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?	Federal law gives You the right to limit only sharing for affiliates' everyday business purposes — information about Your creditworthiness affiliates from using Your information to market to You sharing for nonaffiliates to market to You State laws and individual companies may give You additional rights to limit sharing.

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. River City Federal Credit Union has no affiliates.
Non-Affiliates	Companies not related by common ownership or control. They can be financial and non-financial companies. River City Federal Credit Union does not share with non-affiliates so they can market to You.
Joint marketing	A formal agreement between non-affiliated financial companies that together market financial products or services to You. Our joint marketing partners include investment, insurance, and credit card companies.