Privacy Policy

FACTS

WHAT DOES PEOPLES FIRST SAVINGS BANK DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  1. Social Security number
  2. Income
  3. Account balances
  4. Payment history
  5. Transaction history
  6. Credit history

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Peoples First Savings Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Peoples First Savings Bank share?

Can you limit this sharing?

For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes - to offer our products and services to you

Yes

No

For joint marketing with other financial companies

No We don't share

For our affiliates' everyday business purposes - information about your transactions and experiences

No

We don't share

For our affiliates' everyday business purposes - information about your creditworthiness

No

We don't share

For nonaffiliates to market to you

Yes

Yes

To limit our sharing

- Mail the form below
Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

Questions?

Call 513-398-1040 or go to www.peoplesfirstohio.com

Mail-in Form

Mark any/all you want to limit:
⬚ Do not share my personal information with nonaffiliates to market their products and services to me.

Name

Address

City, State, Zip

Account #

Mail to:
Peoples First Savings BANK
225 Reading Road
Mason, OH 45040

What We Do

How does Peoples First Savings Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Peoples First Savings Bank collect my personal information?

We collect your personal information, for example, when you

  1. Open an account
  2. Pay your bills
  3. Apply for a loan
  4. Make deposits or withdrawals from your account
  5. Provide account information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  1. sharing for affiliates' everyday business purposes - information about your creditworthiness
  2. affiliates from using your information to market to you
  3. sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

  1. Peoples First Savings Bank has no affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

  1. Nonaffiliates we share with can include insurance and investment product providers.

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  1. Peoples First Savings Bank does not jointly market.