FACTS
|
WHAT DOES FIRST STATE BANK & TRUST DO WITH YOUR
PERSONAL INFORMATION?
|
| Why? |
Financial companies choose how they share your personal information. Federal law
gives consumers the right to limit some but not all sharing. Federal law also requires
us to tell you how we collect, share, and protect your personal information. Please
read this notice carefully to understand what we do. |
| What? |
The types of personal information we collect and share depend on the product or
service you have with us. This information can include:
- Social Security number
- Payment History
- Income
- Credit History
- Account Baance
- Credit SCores
When you are no longer our customer, we continue to share your information as
described in this notice.
|
| How? |
All financial companies need to share customers’ personal information to run their
everyday business. In the section below, we list the reasons financial companies
can share their customers’ personal information; the reasons First State Bank &
Trust chooses to share, and whether you can limit this sharing. |
| Reasons we can share your personal information |
Does First State Bank & Trust Share? |
Can you limit this sharing? |
For our everyday business purposes –
Such as to process your transactions, maintain your
account(s), respond to court orders and legal
investigations, or report to credit bureaus |
Yes |
No |
For our marketing purposes -
to offer our products and services to
you |
No |
We don't share |
For joint marketing with other financial companies
|
No |
We don't share |
For our affiliates' everyday business purposes
information about your
transactions and experiences |
No |
We don't share |
For our affiliates' everyday business purposes
information about your
creditworthiness |
No |
We don't share |
For our affiliates to market to you
|
No |
We don't share |
For nonaffiliates to market to you
|
No |
We don't share |
| Questions? |
Call 833-572-2113 or go to www.fsbtnd.bank |
What we do
|
| How does First State Bank &
Trust protect my personal information |
To protect your personal information from unauthorized access and use, we use
security measures that comply with federal law. These measures include
computer safeguards and secured files and buildings. |
| How does First State Bank &
Trust collect my personal
information |
We collect your personal information, for example, when you
- Open an account
- Deposit money
- Pay your bills
- Apply for a loan
- Use your credit or debit card
We also collect your personal information from others, such as credit bureaus,
affiliates, or other companies
|
| Why can't I limit all sharing? |
Federal law gives you the right to limit only
- sharing for affiliates’ everyday business purposes – information about
your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
|
Definitions
|
| Affiliates |
Companies related by common ownership or control. They can be financial and
non-financial companies.
- First State Bank & Trust has no affiliates
|
| Non-affiliates |
Companies not related by common ownership or control. They can be financial
and non-financial companies.
- First State Bank & Trust does not share with
non-affiliates so they can market to you
|
| Joint marketing |
A formal agreement between nonaffiliated financial companies that together
market financial products or services to you.
- First State Bank & Trust doesn’t jointly market
|