Privacy Notice

FACTS WHAT DOES Adelphi Bank DO WITH YOUR PERSONAL INFORMATION
Why? Financial companies choose how they share your personal information. Federal law givesconsumers the right to limit some but not all sharing. Federal law also requires us to tell you how wecollect, share, and protect your personal information. Please read this notice carefully to understandwhat we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and account balances
  • account transactions and credit history
  • income and payment history
When you are no longer our member, we continue to share your information as described in this notice.
How? All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Adelphi Bank chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Adelphi Bank share? Can you limit this sharing?
For our everyday business purposes-such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes-to offer our products and services to you Yes No
For joint marketing with other financial companies No No
For our affiliates' everyday business purposes-information about your transactions and experiences Yes No
For our affiliates' everyday business purposes - information about your creditworthiness No We don't share
For our affiliates to market to you No We don't share
For nonaffiliates to market to you No We don't share
Questions? Call our financial institution toll-free for additional information.
What we do  
How does Adelphi Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Adelphi Bank collect my personal information? We collect your personal information, for example, when you
  • open an account or deposit money
  • pay your bills or use your credit or debit card
  • apply for financing
We also collect you personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates' everyday business purposes-information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions  
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Other Important Information
If you terminate your membership with Adelphi Bank we will not share information we have collected about you except as permitted by law. Adelphi Bank restricts access to nonpublic personal information about you to our employees who have a specific business purpose for using it. Our employees are trained on the importance of maintaining confidentiality and member privacy.