What We Do

How does LaMoure Credit Union protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.  These measures include computer safeguards and secured files and buildings.  We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.  

How does LaMoure Credit Union collect my personal information?

We collect your personal information, for example, when you: 

          * Open an account    * Make a wire transfer.

          * Apply for a loan     * Apply for financing      * Give us your contact information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

         * sharing for affiliates’ everyday business purposes – information             about your creditworthiness

         * affiliates from using your information to market to you

         * sharing for non-affiliates to market to you.

State laws and individual companies may give you additional rights to limit sharing.

See below for more on your rights under state law.  

Definitions

Affiliates

Companies related by common ownership or control.     They can be financial and non-financial companies.

        * LaMoure Credit Union has not affiliates.

Nonaffiliated

Companies not related by common ownership or control.     They can be financial and non-financial companies.

        * LaMoure Credit Union does not share with non-affiliates so they can market to you.

Joint Marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you.

       * LaMoure Credit Union doesn’t jointly market.

Other Important Information

For Alaska, Illinois, Maryland and North Dakota Members.

We will not share personal information with non-affiliates either for them to market to you or for joint marketing- without your authorization.

For California Members.

We will not share personal information with non-affiliates either for them to market to you of for joint marketing – without your authorization.  We will also limit our sharing of personal information about you with our affiliates to comply with California privacy law that apply to us.  

For Massachusetts, Mississippi and New Jersey Members.

We will not share personal information from deposit or share relationships with non-affiliates either for them to market to you or for joint marketing –without you authorization.

For Vermont Members.

We will not share personal information with non-affiliates for them to market to you without your authorization and we will not share personal information with affiliates or for joint marketing about your authorization.  

Facts                       

What Does LaMoure Credit Union Do With Your Personal Information?

Why?

Financial companies choose how they share your personal information.     Federal law gives consumers the right to limit some but not all sharing.  Federal law also requires us to tell you how we collect, share, and protect your personal information.  Please read this notice carefully to understand what we do.  

What?

The types of personal information we collect and share depend on the product or service you have with us.  This information can include:             

                               * Social Security number          * Credit Scores    

                               * Account balances                   * Overdraft history

                               * Transaction history                * Wire transfer instructions

When you are no longer our member, we continue to share your information as described in the notice.                                                                                     

How?

All financial companies need to share members’ personal information to run their everyday business.  In the section below, we list the reasons financial companies can share their members’ personal information; the reason LaMoure Credit Union chooses to share; and whether you can limit this sharing.                                                                                                                                                      

Reasons we can share your 

Personal information

Does LaMoure Credit Union share?

Can you limit this share?

For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.

Yes

No

For our marketing purposes  - to offer our products and services to you

No

We Don’t Share

For joint marketing with other financial companies

No

We Don’t Share

For our affiliates’ everyday business purposes – information about your transactions and experiences

No

We Don’t Share

For our affiliates’ everyday business purposes – information about your creditworthiness

No

We Don’t Share

For our nonaffiliated to market to you

No 

We Don’t Share

Questions?  

Call (701) 883-5241